Investment Management
WHAT YOU NEED TO KNOW ABOUT INVESTMENT MANAGEMENT
Investment management is an important aspect of financial planning and includes investment advice, buying and selling securities on your behalf, creating an investment strategy that’s in line with your goals, and evaluating the performance of your assets. Our financial advisors will help you manage your investments and pursue your financial goals.
Building wealth is a conservative process that takes time, knowledge, patience, and the expertise of a professional. You don’t have to understand the market, how different assets affect your taxes, and what you should invest in to stay within your risk tolerance, but you need to work with someone who does. Our experienced financial team can help you set reasonable investment goals and put you on the path to financial success.
HOW TO INVEST MONEY
How you invest your hard-earned money depends on your goals, your timeline, and your risk tolerance. For example, if you want to save for retirement, a tax-deferred investment account can help you maximize your nest egg while reducing your tax burden. If you’re looking to purchase an investment property or start a business, you’ll want to use other investment products you can access sooner.
There are many investment vehicles and funds to choose from, including stocks, bonds, mutual funds, options, EFTs, and REITs. You may purchase assets inside your 401(k), 403(b), 457, IRA, or brokerage account. We can help you manage your retirement plan and your investment portfolios, ensuring those assets help you pursue your unique investment goals.
HOW TO MITIGATE INVESTMENT RISK
There are no risk-free investments, but you can mitigate any investment risk you must take. For example, our investment managers will structure your portfolio to align with your personal risk tolerance level. We also diversify your assets to prevent you from being heavily invested in one company or industry.
Minimizing risk also includes thinking about the tax consequences of your investment decisions. A capital gain is great news for your portfolio, but will your capital gains taxes wipe out any profits? We use tax planning, tax-deferred investment accounts, and specific tax strategies, such as tax-loss harvesting, to minimize your tax obligations before we finalize investment decisions.
BENEFITS OF WORKING WITH AN INVESTMENT MANAGER
Your investment manager is your greatest ally on your journey to building and protecting your wealth. We’re here to help you understand your investments, provide you with the financial education you need to make better decisions, and answer questions you have along the way. We can take over the portfolio management for you, making decisions with your best interest in mind. This allows you to focus on the things that matter most to you while you live your best life.
FAQS ABOUT INVESTMENT MANAGEMENT
Investing is one of the best ways to build long-term wealth. While it isn’t risk free, you can’t avoid risk, even if you leave your money in a savings account. With the rise of inflation, you’re guaranteed to lose money unless you invest it.
While there are always risks associated with investing your money, we can help you mitigate those risks. History has shown that investing in the stock market provides reliable returns over time, but you can’t make snap decisions or try to chase the next big stock. Our investment managers will create a portfolio that matches your objectives and risk tolerance levels.
We can reduce your investment risk by selecting assets that match your risk tolerance level, diversifying your portfolio to spread the risk, and actively managing your investments for the long term. We’ll help you understand what you’re investing in and why, so you can feel confident about your financial decisions.
Your risk tolerance is a very personal thing. If you’re close to retiring, you may be terrified of putting any of your investments at risk. In that case, we’ll choose investments that are safer than the stock market. Younger people can usually afford to take greater risks with their portfolio, because any losses can often be corrected in time.
CALL US FOR YOUR INVESTMENT MANAGEMENT NEEDS
If you’re ready to build and protect your wealth, we can help you with your investment management needs. Our financial advisors will create a customized investment portfolio that works for your financial situation and your goals. Call us today to schedule an appointment and discuss your investment objectives.
